You Can Depend On OCI
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
Types Of ACA Plans
Choosing the right health coverage is easier once you learn about the differences among Obamacare plans.
The Affordable Care Act (ACA) has simplified health plans into four "metal" tiers of coverage. They consist of the following:
All four of the plans offer the exact same level of quality health care. In fact, by law, every Obamacare plan must at least provide for the Ten Essential Health Benefits. These benefits include: 1) ambulatory care; 2) emergency services; 3) hospital coverage; 4) maternity and newborn care; 5) pediatric services (including dental and vision); 6) mental health and addiction treatment; 7) prescription drug benefits; 8) rehabilitative coverage; 9) laboratory services, and 10) preventative services and chronic disease management.
The difference between all four plans has to do with how much they cost. In general, Bronze plans charge less upfront per month but cost you more out-of-pocket when you need care. On the other end of the spectrum, Platinum plans have a higher monthly rate, but you pay less out-of-pocket -- for expenses such as deductibles, coinsurance, and copayments -- when needing care.
We can help with your ACA application in 2 ways: by phone and in person.
ACA Enrollment Dates
November 1, 2022 – January 15, 2023
Fill out the form with any questions you have about finding the coverage that's right for you!
3850 Viscount Avenue Ste 9-10, Memphis, Tennessee 38118, United States
Phone:901.4416282 Email:info@ociagency.com
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